FHA Streamline Refinance

Quick Facts

  • Only available to current FHA loan holders or whose loan is insured by HUD/FHA.
  • Created by FHA to help homeowners reduce their interest rate and/or mortgage insurance premium.
  • Lower closing cost that a conventional refinance.
  • No appraisal or income qualification required.
  • Credit scores down to 550 can qualify.
  • The loan process with Residential Mortgage Solutions is 3 weeks on average (ask about our 21 day guarantee).


Residential Mortgage Solutions closes most all their FHA streamline refinances within 21 days from loan application. As a medium size mortgage lender with FHA delegated lending authority our service on these types of loans is second to no-one in the mortgage industry. Because of the “streamlined” underwriting guidelines with no appraisal or income qualifications, the FHA streamline may be the right loan for you.

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